In the Large Employers’ 2015 Health Plan Design Survey published in August 2014 by the National Business Group on Health, employers offering a health plan with an HSA or HRA were asked how they would contribute to the accounts. Many employers reported that they will contribute a predetermined amount per participant to the HSA (42%) and HRA (56%). Many other employers will make contributions to the accounts if employees participate in select wellness programs (30% for the HSA/46% for the HRA). Other employers will seed funds in new accounts and/or provide a matching contribution. Thirteen percent of employers offering an HDHP with an HSA do not contribute any funds to the account.
Employers who fund a predetermined amount for all participants typically do so once a year (68%). A few employers contribute the amount quarterly (11%), monthly (1%), or per paycheck (23%).