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The cost of healthcare for individuals continues to rise. If costs increase at the current actual rate of 9% or more, the U.S. average family health care premium will likely exceed $27,500 in 2018.

However, under ObamaCare, several trends provide consumers with opportunity to earn financial rewards for healthy behavior:

  • Companies can now legally give individuals up to 30 percent (and for smoking up to 50 percent) of their annual insurance premium in the form of financial incentives.
  • ObamaCare created “exchanges” – and health plans will compete for your business including by using the types of reward programs used in other industries.

You should expect to see rewards for healthy behavior through your employers, health exchanges, and eventually Medicare and Medicaid.

The following is an overview of the most common rewards offered by companies to their employees:

Common Rewardable Behaviors Offered by Employers